Posted in Family, gratitude, life, school days, Scripture, Southern born, spiritual battles, thankful

Money Tip

For the love of money is the root of all kinds of evil.” 1 Timothy 6:10

I never considered myself an entrepreneur but looking back…maybe I am.  Fortunately, I was raised by a Momma and Daddy who believed in a strong work ethic.  While they weren’t overbearing about it, I grew up knowing that I should get a job and go to work. It must have worked because over all my working years I have always managed to have a job and go to work.  I consider that quite a blessing. Looking back, I think my working career really started when I was about ten years old.

In the early sixties, we had an old lawn mower or two that had seen better days but my Daddy, ever the mechanic, managed to keep them running.  And then, he was willing to let me borrow the mower and go around the neighborhood offering to mow people’s yards. Today, that is big business but back then…not so much.  I would grab the lawn mower, the gas can and start going door to door.  My business plan was simple.

I would go to the door, knock, or ring the bell and wait for someone to answer.  When they did, I would simply say, “Hello.  Would you like your grass mowed for $2.00? Now, most of these yards were a pretty good size so even back then that seemed like a fair price to me…but guess what?  That $2.00 then is equal to $27.40 today.  What? Ok, I must admit I was surprised to learn that.  That might explain why more often than not, the answer to my question was a polite, “No.”  You see, it turns out that $2.00 was a sizable investment back in ’64.

But there were plenty of folks that said yes, and there were a few repeat customers.  The bottom line is it was enough to give me some spending money and, of course, keep the gas can filled.  At the end of the day there was always a trip to Jackson’s Minute Market that was down the street from my house.  There I would pull out one of the wadded-up dollar bills and trade part of it for a RC cola or Icee and a honey bun.  That would set me back a quarter.  The rest of my earnings stayed in my pocket or in a safe place back home just waiting for a trip to Pic-N-Save or some other store.

Speaking of Pic-N-Save, that is one thing I wrestled with—saving.  If memory serves me right, I did a whole lot more spending than saving.  It seems I remember my Daddy saying something about that money, “burning a hole in my pocket.”  Well, he was right.  While money didn’t come easy for me in ’64 it sure went easy.  Me and my dollars were all about me.  I never thought about giving or sharing…only spending.

Well, I am glad to let you know I have learned a little more about money since those days.  First, I learned (well, actually I’m still learning) that Jesus was right…it is more blessed to give than to receive.  Me and Jesus (and my wife Judy) came to terms a long time ago about giving back a part of what He gives to me. I’m even learning that everything belongs to Him anyway, so it only seems right to give some back.  And that isn’t all.

I’m also learning about saving.  I’ve always said that I was a spender and not a saver but now I can honestly say that I’m a pretty good saver. In fact, sometimes it is hard for me to let go of those hard-earned dollars.  That might explain why I don’t go to the grocery store too often.  Judy will send me looking for a can of beans.  When I get there, I find out that there are all kinds of beans, and some are cheaper than others.  So, it might take me a couple of days to decide which one to buy.  Hmmm…how about that?

Another thing that I have learned is that money isn’t good or bad…it is just money…a tool that we can use either wisely or foolishly. One of those verses in the Bible that is often misquoted says that money is the root of all evil.  Turns out that isn’t what the Bible says at all.  It says that the love of money is the root of all evil.  In other words, when we start worshiping money or when greed becomes a monster in our lives…we are in deep weeds, and the answer to all of that is—generosity.

So, it turns out what to do with money is one of those lifelong lessons.  I’m grateful the ten-year-old Dewayne was taught to work but I wish he had learned a lot earlier about giving, sharing, and saving. But the good news is that it is never too late to change.  One of the greatest joys in life is sharing with others.  I think it must be a Jesus thing because He always shared with those around Him.  If you need some help, why not ask the One who owns it all…and chooses to share with you.  Take it to the bank (pun intended) He’s got this. Bro. Dewayne 

Posted in Family, fear, forgiveness, friends, Grace, gratitude, life, loving others, prayer, priorities, Scripture, thankful, Trials, wisdom

Unclaimed and Expired

See what great love the Father has given us that we should be called God’s children—and we are!” 1 John 3:1

First it was the scale…today something else. One Tuesday I wrote a story about a dusty scale and a season of regret.  Strangely, today, I find myself writing a story that is a little similar but totally different.  It is a story about neglect and loss. You see, I have always been a frugal fellow.  Some would say I am a little tight, but I prefer frugal.  What is frugal?  Well, according to the Oxford Dictionary when someone is frugal it means that they are sparing or economical regarding money or food and I guess that describes me.

Let me explain.  When we go to a restaurant and look at the menu, my wife Judy is totally motivated by what sounds good.  I, on the other hand, am motivated by the value of the menu. In other words, I want good value for my money.  Someone (my wife) has taught me a lesson about money (by the way, not the most important one but a good lesson).  She told me, more than once, remember you can only spend it once.  Good advice and so I make my choice carefully.

Now would be a good time to remember that money is neutral (not good or bad) and that it is just a tool.  It must never become an idol and must never be more important that a whole lot of other things like, God, family, and people. Its ok if money is your friend but don’t make it your best friend…reserve that spot to the three I just listed.  Now, with all that said, the Bible tells us that we are to be good stewards of the things that God places in our hands. So being frugal is not only ok…it’s Biblical.

So, what is this story all about?  Well, it is sitting on my desk staring at me while I write.  It is a red Visa gift/debit card.  I’ve had it for quite a while…in fact too much of a while.  At one time it had a value of $25 but today it is worth the grand total of zero.  What happened?  Well, when I received it, either as a gift or for going to some conference, I filed it away for another time and well…that time never came.  The expiration date says it all—08/21.  Since I am writing this on 12/23—well, you can see the problem.  Expired. Over. Finished.  Oh, I went to the website just to check.  I mean surely there was an exception.  There wasn’t.

Turns out I’m in good company since nearly half (47 percent) of U.S. adults have at least one unused gift card, gift voucher or store credit, according to a new Bankrate study. And those gift cards aren’t small change, the average is $187 a person—a total value of $23 billion nationwide.

I think the thing I hate the worst about all of this is the fact that whether it was a gift or something I got at a conference—it was wasted. The only one who benefitted was the company that issued it and they didn’t even send me a letter thanking me for the contribution. And as we just read is that a sizable portion of gift cards are never redeemed.  How crazy is that?  The only thing I can think of that is crazier than that is how many people never redeem the greatest gift ever—God’s offer of forgiveness and eternal life.

I can’t do a thing about that little red card laying on my desk, but it is not too late for you to do something with God’s great, big Christmas gift—eternal life through His Son.  If you never have, while not receive that gift today? With open hands and heart, He is just waiting to give it to you.  And with that gift comes the confident assurance that your days of facing life alone are over.  From now on, you can believe and know that no matter what—He’s got this. Bro. Dewayne