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Money Tip

 “For the love of money is the root of all kinds of evil.” 1 Timothy 6:10

I never considered myself an entrepreneur but looking back…maybe I am.  Fortunately, I was raised by a Momma and Daddy who believed in a strong work ethic.  While they weren’t overbearing about it, I grew up knowing that I should get a job and go to work. It must have worked because over all my working years I have always managed to have a job and go to work.  I consider that quite a blessing. Looking back, I think my working career really started when I was about ten years old.

In the early sixties, we had an old lawn mower or two that had seen better days but my Daddy, ever the mechanic, managed to keep them running.  And then, he was willing to let me borrow the mower and go around the neighborhood offering to mow people’s yards. Today, that is big business but back then…not so much.  I would grab the lawn mower, the gas can and start going door to door.  My business plan was simple.

I would go to the door, knock, or ring the bell and wait for someone to answer.  When they did, I would simply say, “Hello.  Would you like your grass mowed for $2.00? Now, most of these yards were a pretty good size so even back then that seemed like a fair price to me…but guess what?  That $2.00 then is equal to $27.40 today.  What? Ok, I must admit I was surprised to learn that.  That might explain why more often than not, the answer to my question was a polite, “No.”  You see, it turns out that $2.00 was a sizable investment back in ’64.

But there were plenty of folks that said yes, and there were a few repeat customers.  The bottom line is it was enough to give me some spending money and, of course, keep the gas can filled.  At the end of the day there was always a trip to Jackson’s Minute Market that was down the street from my house.  There I would pull out one of the wadded-up dollar bills and trade part of it for a RC cola or Icee and a honey bun.  That would set me back a quarter.  The rest of my earnings stayed in my pocket or in a safe place back home just waiting for a trip to Pic-N-Save or some other store.

Speaking of Pic-N-Save, that is one thing I wrestled with—saving.  If memory serves me right, I did a whole lot more spending than saving.  It seems I remember my Daddy saying something about that money, “burning a hole in my pocket.”  Well, he was right.  While money didn’t come easy for me in ’64 it sure went easy.  Me and my dollars were all about me.  I never thought about giving or sharing…only spending.

Well, I am glad to let you know I have learned a little more about money since those days.  First, I learned (well, actually I’m still learning) that Jesus was right…it is more blessed to give than to receive.  Me and Jesus (and my wife Judy) came to terms a long time ago about giving back a part of what He gives to me. I’m even learning that everything belongs to Him anyway, so it only seems right to give some back.  And that isn’t all.

I’m also learning about saving.  I’ve always said that I was a spender and not a saver but now I can honestly say that I’m a pretty good saver. In fact, sometimes it is hard for me to let go of those hard earned dollars.  That might explain why I don’t go to the grocery store too often.  Judy will send me looking for a can of beans.  When I get there, I find out that there are all kinds of beans, and some are cheaper than others.  So, it might take me a couple of days to decide which one to buy.  Hmmm…how about that?

Another thing that I have learned is that money isn’t good or bad…it is just money…a tool that we can use either wisely or foolishly. One of those verses in the Bible that is often misquoted says that money is the root of all evil.  Turns out that isn’t what the Bible says at all.  It says that the love of money is the root of all evil.  In other words, when we start worshiping money or when greed becomes a monster in our lives…we are in deep weeds, and the answer to all of that is—generosity.

So, it turns out what to do with money is one of those lifelong lessons.  I’m grateful the ten-year-old Dewayne was taught to work but I wish he had learned a lot earlier about giving, sharing, and saving. But the good news is that it is never too late to change.  One of the greatest joys in life is sharing with others.  I think it must be a Jesus thing because He always shared with those around Him.  If you need some help, why not ask the One who owns it all…and chooses to share with you.  Take it to the bank (pun intended) He’s got this. Bro. Dewayne  

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Rainy Days

 “We know that all things work together for the good of those who love God, who are called according to His purpose.” Romans 8:28

It was just another love note. It seems this love note thing happens all the time.  A love note is when there is something, a crisis, a life bump or just something we need a little help with and well, Calvary shows up.  I always think it is God’s way of helping me out.  He knows and He cares.  It happened several weeks ago again.  First, it had been dry and overnight God turned on the faucet and sent several inches of rain.  We so needed it.  The farmers needed it, the gardeners needed and the people who find some twisted joy in mowing grass needed it.  And, it came in abundance.

So God has blessed us with a really great home.  We like older homes and this one qualifies in anyone’s book.  Best we can tell the core of the house was built in 1898 with a couple of additions added by a couple of brothers after World War II.  The house is brick (part of the post-World War II renovation) and has some great 1940’s trim work inside.  Like I said, we are blessed.  But there is one thing I wish we didn’t have and that is a wet basement.  When it rains a lot quickly, we get water in our basement. Fortunately we have a good drain so it usually runs across the floor and into the drain and it is no more than an annoyance.  That is…until it is not.

Well, the morning of the big rain, Judy came and got me and told me we had a shallow swimming pool in the basement.  This produced a groan and a moan.  Before I even saw the Red Sea that had gathered in my basement I was thinking plumbers and dollar signs.  What if the drain pipe had collapsed? What if they had to dig up the yard? What if I had to sell my first born to pay for all of this?  It was the old “Lions, tigers and bears, oh my” reaction which is pretty typical for me when I hear there is a small sea in my basement.

So, I followed her down and sure enough there was about three or four feet (just kidding) of water in my basement.  I told her I would call the plumber after a while and see what needed to be done.  Then…I had a thought.  I decided I would go over to the drain and see if the problem was there.  So I put on my scuba gear and got my shark repellant and headed over to the drain. There is a strainer over the drain and the first thing I did was remove that.  When I looked it was indeed pretty clogged up and when I removed it the water did begin to drain…some.

It was time for phase two.  I stuck my finger down into the drain hole and immediately a giant anaconda grabbed my finger…no just kidding.  What I did find was a piece of wire that had either got under or through the cover or broken off of something in the drain and it was covered with slimy stuff.  I pulled that out and bam…the water started draining faster…fast enough to make that little tornado thing that happens when water is draining good. Soon, the water was gone and I was smiling again.

I was thanking God, and Judy, my wife, was thanking God because we both knew that He had acted on our behalf.  You see, our default reaction these days is no matter how routine, no matter how everyday—we are learning to thank God and give Him the glory.  And do you know what?  We do it because we believe it.  We just believe that from the smallest to the biggest it is God acting on our behalf.  We just refuse to believe things are circumstance and happenstance. We believe in a God who is into the details. Now all that doesn’t mean that things always turn up roses.  No, we have our share of dandelions too but we are learning to thank God for those too because He can and does turn dandelions into daisies.

A verse I quote a lot and that holds a lot of value in my world is found in a letter Paul wrote to the Romans about 2,000 years ago.  It was true then and it is true now.  It says that God can cause good to come out of any circumstances…for those who trust and believe in Him.  It doesn’t mean that He snaps His finger and everything is good but that He can bring good from everything.  So as you bump along life’s path and you have a flat tire on a rainy Monday or a basement full of water, just remember, no matter the outcome…God loves you and cares about you.  Before you call the plumber, talk to Him.  You may still have to call the plumber but you can have the assurance that, “He’s got this.”  Oh, and by the way, if my house is up for sale and you are thinking about buying it…good news…we got the basement fixed! Smile. Bro. Dewayne

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Fifteen Minutes–Times Three

 “Now to Him who is able to do above and beyond all that we ask or think according to the power that works in us—to Him be glory in the church and in Christ Jesus to all generations, forever and ever. Amen.” Ephesians 3:20 

Just fifteen minutes. I like stories…the ones I write and the ones I read. This one, or at least a part of it, fits the latter. The story tells the story of the beginning of a wildcat preacher named Billy Sunday. Now I just have to let you know I read this story several times and it wasn’t until later on that I realized it wasn’t about Billy Graham but Billy Sunday. Oh well…sometimes I amaze myself. Well, when Billy Sunday became a Christian as a young man, a fellow believer gave him some advice that he never forgot. He said, “Let God talk to you fifteen minutes a day through His Word. Talk to God fifteen minutes a day in prayer. Talk for God fifteen minutes a day.”

The other believer went on to say that if Billy would practice these things in his life as a Christian, no one would ever write the word backslider after his name. Well, it turns out that Billy Sunday followed this advice and became one of the most powerful evangelists in the history of the American church. God used his wildcat personality in his preaching but more importantly God used his heart. Those three 15 minute segments consistently used in his life changed his life for the rest of of life. 

So what do you think?  How could, how would our lives change if we were to allow God the floor and microphone in our lives to talk to us? While God sometimes uses other people to speak into our lives, and sometimes He uses life circumstances, most often God whispers to us, speaks to us, through His Word. Fifteen concentrated, uninterrupted minutes in His Word is a game changer. If you are like me you will find giving Him the floor without interruption, is a challenge. After all, too often, instead of listening we are just waiting for the other person to stop talking! So, let’s give God His fifteen minutes.

The second part of the formula is important too. Imagine you had just fifteen minutes to tell God what you wanted Him to know. How would you use the time? I imagine we would not only choose our words carefully but also the topics. We would use that time wisely. I think sometimes we are afraid of prayer—afraid we will mess it up. Remember this.  Prayer is simply talking to God. You don’t need fancy words, a complicated formula or a gimmick. You just need to come to Him with an honest and sincere heart. Go ahead—He’s waiting.

The last fifteen minutes is equally important—telling others what God has done for us. I am certain we make talking about Jesus a lot harder than it should be. Often sharing is just a matter of telling our Jesus story to someone else. We share what He has done and how we are different because of Him. Just fifteen minutes times three and not only would it change us—we might just help change the world.

I think the most exciting part of all of this is the fact that we get to discover the amazing path that our amazing God has planned for us. I think Ephesians 3:20 says it best. It says, “Now to him who is able to do above and beyond all that we ask or think according to the power that works in us—to him be glory in the church and in Christ Jesus to all generations, forever and ever. Amen.” Sounds to me like, “He’s got this!”  Bro. Dewayne

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Coach

 “A man who has friends must himself be friendly.” Proverbs 18:24

We had a new staff member at 217. If you are a regular reader of “Grits” you know a lot about the Taylor tribe.  Included in that information is the fact that my wife, Judy, and I have an Airbnb over our garage.  It is a classy two-bedroom apartment that we rent out as a short-term vacation rental.  We have lots of people staying and well, it is quite fun.  Our staff is small at 217.  There is Judy who manages everything and trust me that is a big job.  She also helps with the cleaning when needed.  We have a friend who does the bulk of our cleaning, and she is awesome!  When Judy and I need to be gone someone else makes sure the water fountains stay running and flowers keep blooming. My job is to serve as the occasional handy man and the guy who mows and trims the grass. It is not the most important job but trust me in grass growing season I am definitely the man.

So that is the staff at 217…or at least it was…for a while.  About three years ago a new and unexpected member was added to the team.  His name was Coach. Here’s the deal. One day our neighbors, who are also awesome, decided to get a cat to make sure no unwanted rodents took up residence in their garage. So, they got a cat and named him Coach. Now to be honest I am not a big fan of cats.  Most of them are a little bossy and arrogant so at first, I was pretty cool on the idea of a new feline friend.  And then it happened.

As it turns out, Coach had more personality than most people I know.  He was cool and calm and way friendly.  You know how some cats think they own the place?  Well, Coach was satisfied with just working the crowd.  If Judy and I were out on the patio, he would sway his way over and just make his presence known in a gentle way.  It seemed he was saying, “Hey, my name is Coach, and I just wanted to say hi.” Now really, this cat had it down.  You couldn’t help but like him.  Now if I am cool on cats, Judy is cold but not this one.  While she wouldn’t want one of her own, she sure was glad when Coach came to the neighborhood.

Now this is the 217 part.  When a guest would pull up at 217 and park, it was not unusual for Coach to come over and say hi.  It almost seemed that he was just waiting for them to arrive.  You would think that he had peeked at Judy’s reservation book to see when guests were coming.  At first, we were a little concerned that the guests might see him as a bother but not to worry.  He was a hit almost every time.

One day, I came home from work and there was our guest bending down to pet Coach. At first, I always explained that he wasn’t our cat but belonged to the neighbors. But when he became a social rock star, I let that go.  I mean if the guests wanted to think that Mr. Cool belonged to me who am I to correct them?  Way to go Coach.  Way to go.

Do you know what?  If I were a cat, I would want to be like Coach.  But wait…why can’t I…why can’t we be like Coach now?  Why can’t we make a conscious decision to be kind? Friendly? Loving?  Hmmm…the truth is we can.  Every day we bump into people, dozens of them, and have the opportunity to make them feel special.  Every day we bump into people and have the opportunity to be a friend, to offer a smile, to make their day a little better.  Every day we have the choice.  I like that.  I want that.

Well, Coach is no longer with us. One day he tried to cross the road and didn’t make it. We all grieved for him…we even had a short service for him. I know that all cats are not like Coach, and I certainly know that not all people are like Coach, but I also know we all can be.  Tucked away in the Christian Bible is a book called Proverbs.  In that book is this, “A man who has friends must himself be friendly.” In other words, if we want friends, we need to be one.  If we want others to like us…we need to be likable. I saw a quote that said, “Our vibes draw our tribes.”  That is so true.  Let’s take a lesson from Coach and be the kind of person who makes someone’s day.  Need a little help?  Well, the “Head Coach” is just waiting to lend a hand.  He’s got this.  Bro. Dewayne

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Cuttin’ Wood…or Not

 “Understand this, my dear brothers and sisters: You must all be quick to listen, slow to speak, and slow to get angry.”

Someone was out working real early. Some good friends of ours had invited my wife Judy and I to stay in their Villa down in Nashville. Well, since I am now retired, what would have been a pipe dream became a reality. So, we packed the car and headed South—where grits are a regular staple and people talk right. We stayed a few days and enjoyed the opportunity to just relax.

Each morning, I would rise early, get a cup of coffee and go out on the back patio and say good morning to the new day and thank my Dearest Daddy for making it possible. As I was sitting there rocking and enjoying it all, I heard a sound that I knew. Even though it was very early and even though it was Sunday morning, I heard what sounded like a table saw cutting wood. I thought it all a little strange but not too strange because they are still building homes in the area.

Well, before long, Judy came out and joined me and I called her attention to the fact that someone was cutting wood on a table saw. She agreed that is what it sounded like and then just like that—they quit. Well, it must have been time for a break or whatever. The rest of the day, when I would go rock on the back porch, it seemed no one was working.  Until the next morning.

Yup, so the next morning I once again made my way back to patio, coffee in hand, and sat down and once again heard the saw going to town. I sure admired the work ethic of whoever was sawing all that wood. The day before I had talked to one of the guys who oversaw maintaining the lawns and I thanked him for doing a good job and he told me how he worked seven days a week.  He and the guy cutting wood certainly knew about hard work.  So, on to the back porch that early Monday morning. Judy came out, we rocked and chatted as the unknown worker continued to cut wood. And, it was just about then, that I figured it out.

You see, the house behind us had a sprinkler system that turned on each morning. Well, that sprinkler system had one sprinkler head that was put so that as it watered the yard the water would hit the metal fence and when that high pressure water hit the metal fence…it sounded like someone sawing wood on a table saw. How about that? Turns out there wasn’t a hard worker cutting wood way too early but rather just a water sprinkler doing its thing.

Now, I was convinced of what I heard but as sure as I was—I was wrong. My big takeaway that morning taught me that you can’t believe everything you hear…no matter how real or how probable it sounds. We have all heard things about situations and people, and it sounded so possible we just bought it as the truth. And all too often…we find out that we were wrong…and sometimes tragically wrong.

Let me suggest that we all memorize or at least imprint the truth found in James 1:19 into our hearts and lives.  It says, “Understand this, my dear brothers and sisters: You must all be quick to listen, slow to speak, and slow to get angry.” In other words, learn to listen carefully and accurately, be slow to spread what we think we know and very slow to get mad when we are proven wrong.  It’s no accident that God gave us two ears and one tongue. Just remember, when you think you know something, check it out with your Dearest Daddy—after all, He’s got this. Bro. Dewayne